About US

With a vision for the development of a new insurance company driven primarily by product flexibility and diversification, a higher level of customer service and supported by appropriate technology, Royal Insurance Gambia Limited was established. We were Licensed by Central Bank of The Gambia to operate as a General Non-Life Insurance Company under provision of the Insurance Act 2003.

Vision Statement

“An innovative insurance company providing greater capacity and broadening participation in the insurance sector in the Gambia, thereby facilitating the wider economic and financial development of The Gambia”.

Mission Statement

“Providing insurance capacity through the provision of first class and innovative insurance services to the benefit of all Stakeholders in particular our clients”.

Our Core

“Integrity, professionalism, honesty, team spirit and superior customer service”.

Business Objectives

The primary objective is to establish greater and more varied insurance capacity in the Gambia through the establishment of a vibrant insurance company. The primary objective is to provide taylor-made products to the satisfaction of our clients through highly competent and motivated work force and deployment of technology thereby adding value to all stake holders particularly our clients.

The key business objectives of our company are:

  • To be a highly professional organisation providing unique insurance services as well as excellent claims settlement procedure
  • To achieve leadership position in the market within the shortest possible time in line with the company’s strategic focus
  • To continuously enhance the quality of the company’s human resource through the development of a well articulated training and welfare program
  • To consistently exploit the underdeveloped arrears of the market by creating innovative products to meet customers’ needs
  • To make insurance more affordable in the Gambia whilst maintaining the highest levels of service. The aim is to provide Insurance at competitive price in The Gambia without compromising quality of service.
  • To provide employment and foster the further economic development.

Our Team

When you need coverage for a high-risk goal, our team of insurance experts can answer the call.

Mrs Senor Thomas-Sowe

Executive Vice Chair

Mr. Makaireh
Badjan

Managing Director

Mr Lamin
Yabou

Manager Administration & HR

Contact Us

We ensure you will be provided with a unique, reliable and competitive new insurance policy.

+220 – 4498736/7

Mrs Senor Thomas-Sowe

Mrs Senor Thomas-Sowe
Executive Vice Chair

Senor Thomas-Sowe is the Executive Vice Chair Royal Insurance Gambia Limited. Mrs Senor Thomas-Sowe started her insurance career with Senegambia Insurance Company Limited in 1987 where she rose to the rank of Deputy Manager before which she has been head of various departments. She joined Gamstar Insurance Company Limited in 1996 before joining Global Security Insurance Company limited in 1997 as immediate Assistant to the Managing Director.

She joined International Insurance Company Gambia Limited in December 2000 as Technical Manager where she rose to be the Managing Director for 10 years. She retired in February 2013 and was promoted to the Group as Group Chief Operating Officer-Insurance to oversee all the Insurance Companies in the FIBank Group; That is International Insurance Company Limited in Guinea, Liberia, Sierra Leone and The Gambia. She left in February 2014 to join Royal Insurance Gambia Limited as Executive Vice Chair.

She is an alumnus of the College of Insurance and Risk Management (WAII), a Member of The Chartered Insurance Institute of London as well as Fellow of The West African Insurance Institute. She has attended various courses and Seminars both in The Gambia and abroad. Mrs Senor Thomas-Sowe is a Past President of The Insurance Association of The Gambia, Past President of the West African Insurance Companies Association (WAICA) and was a Member of the Governing Council and Academic Board of the West African Insurance Institute.

She is a Director of the WAICA Reinsurance Corporation PLC. Sierra Leone. She Currently also holds directorships in Group Investment Gambia (GIG) and Gambia Radio and Television Services (GRTS). Previous directorship includes FIB (Banking) Group.

Mr. Makaireh Badjan

Managing Director

Mr Makaireh Badjan is a very diligent and proficient individual with over twenty-three years experience in insurance underwriting, claims administration, customer service and company operations with outstanding communication skills. He possesses great leadership qualities and is very active in the development of the Gambian Insurance Industry.

Mr Badjan is a graduate of the West African Insurance Institute (WAII). He also received Professional Insurance & Customer Service trainings in Germany, USA, Nigeria amongst others and attended several local and international conferences. He is a member of the UK Chartered Insurance Institute.

Mr. Badjan is the Managing Director of the Company. Before joining Royal Insurance Gambia Limited, he was Co-founder & Executive Director responsible for Corporate Client Accounts and Risk Management Services at Appropriate Insurance Solutions Co. Ltd, an Insurance Brokerage and Consultancy Firm. Until August 2010, he was Assistant General Manager, second highest ranking executive of Global Security Insurance Company Ltd. responsible for the technical and general operations of the company.

He is branded to be highly professional in execution of Insurance Services and an ardent advocate for enhanced ethical and professional insurance services in line with international standards and best practices.

Mr. Badjan has served as Executive Committee/Board Member of both the Insurance Association of The Gambia and The Gambia National Ecowas Brown Card Bureau over the last 16 years.

He is the current Vice President of The Insurance Association, Chairman of The Insurance Association of The Gambia’s Technical Committee.

Mr Badjan is a Member of the Executive Committee of the West African Insurance Companies Association (WAICA) and is the current Vice President.  Mr Badjan serves as adviser to many organisations in The Gambia.

Mr Lamin Yabou

Manager Administration & HR

Mr Lamin Yabou  joined Royal Insurance Gambia Limited from Inception as Manager Administration and HR. Prior to that He worked at Slok Air International Gambia Limited  as Asistant Manager Administration before joining  International insurance International Insurance Company in 2008 as Head Business Development and Marketing. He was transferred to Head the Administration and Corporate Affairs Department a position held until his departure in August 2013 to take up appointment with Royal Insurance Gambia Limited.

He has a Diploma in Law and a Graduate Diploma in Marketing (ICM Award), He obtained various Certificates in Administration, Management and Marketing from the Management Development Institute and Institute of Professional Administration and Management (IPAM) and Business Training Centre.

He received the President International Youth Awards Certificate in 2006.