Employer’s Liability Insurance
Protection against compensation costs and legal fees arising from employee illness or injury.
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Protection that moves with you
Feel secure.
Live confidently.
Royal Insurance Gambia Limited protects what matters to individuals, families and businesses with flexible cover, dependable service and local understanding.
11Insurance solutions for life and business
Choose your protection
Cover for every chapter of life.
Explore personal and commercial insurance solutions designed around real Gambian needs.
Contractor’s Erection/All Risk Insurance
Cover for sudden physical loss or damage to contract works and related liabilities.
Learn more →Fidelity Guarantee
Protect your organisation against financial loss caused by employee dishonesty.
Learn more →Fire and Allied Perils Insurance
Protection for buildings and contents against fire, lightning, explosion and allied risks.
Learn more →Group Personal Accident
Financial protection for employees against accidental injury, disability or death.
Learn more →Machinery Breakdown
Cover against unforeseen and sudden physical loss or damage to machinery.
Learn more →Money Insurance (Cash in Transit/Safe)
Cover for money while in transit or securely kept at your premises.
Learn more →Motor Insurance
Third Party, Fire and Theft, and Comprehensive motor insurance solutions.
Learn more →Public / Product Liability
Cover for legal liabilities arising from accidental injury or property damage.
Learn more →Travel Insurance
Travel protection for personal accident, medical emergencies and insured baggage.
Learn more →Burglary Insurance
Protection for private or business property against forcible theft and damage.
Learn more →LocalGambian expertiseAbout Royal Insurance
Local understanding. Dependable support.
Royal Insurance Gambia Limited was established to provide greater insurance capacity, flexible products and superior customer service supported by technology.
We are licensed by the Central Bank of The Gambia as a General Non-Life Insurance Company under the Insurance Act 2003.
11 productsPersonal and business coverLocal expertiseGambian understandingReliable supportProfessional service
Our promise
Insurance should give you clarity—not complexity.
Our team helps you understand your options, choose suitable protection and move forward with confidence.
Speak with our team